Uncommon Cents points out that Discover now requires a $50 credit before you can receive your cash back bonus. I had never even noticed; I confess that I have always redeemed my Discover cash back for Bed, Bath, and Beyond gift cards. I have such a huge family that someone is always having a wedding, and everyone registers there now. So I turn $20 into $25 for items that I was planning to buy there anyway. Honestly, Discover's cash back program is terrible except for the monthly and quarterly 5% bonuses, so I probably only make about $60 a year with it.
On the subject of credit cards, while I was at the BridgeSide Marina, they charged me 75 cents for the use of a credit card on a $15 transaction. This is patently a violation of their credit card agreement with MasterCard. Normally, I would report it, but I hesitate because I know that BridgeSide is a family owned business, and I hate to make life harder for small businesspeople than it is. I am really curious what the rest of you would do; please vote in the poll and let me know.
The growing relationship between sound and healing
12 hours ago
Forget the transaction fee. You have more important things in your life. Just bring a little cash next time.
ReplyDeleteDiscover, however, has to go. What an awful rewards program!